Mortgage advice for Northampton, in plain English
Buying, moving, remortgaging or investing in Northampton? We'll match your circumstances to the right mortgage from a wide panel of UK lenders.
Important: Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Straightforward advice, properly managed
Whether you're a first-time buyer trying to work out what you can afford, a homeowner whose fixed rate is ending, or a landlord adding to a portfolio, the mortgage market can feel like a maze of criteria. Our role is to walk it with you.
We're not tied to any lender, so we search a wide panel of UK providers on your behalf - including specialist lenders for self-employed and complex cases that you won't find on the high street. Then we manage the application from start to finish and keep you informed at every step.
Mortgage advice for every situation in Northampton
First-time buyers
Deposits, affordability, schemes and the application process, explained step by step without jargon.
Home movers
We'll coordinate your sale and purchase timings and find the product that fits the move.
Remortgages
Better rates, equity release or debt consolidation - we'll show you the options clearly and time the switch properly.
Self-employed & CIS
Sole traders, contractors and CIS workers placed with lenders who assess your income fairly.
Buy-to-let
Advice for new and experienced landlords, including limited company structures and portfolio remortgages.
Protection
Life insurance, critical illness cover and income protection to keep the roof over your family's head whatever happens.
More on mortgage advice
Book your free consultation
No obligation. We'll listen first, then explain your options clearly - by phone, video or in person.
Or visit our contact pageWhat our customers say
"Silver Oak made our first mortgage feel completely manageable. Every step was explained clearly and we never felt rushed."
"As a contractor I'd been turned down before. They knew exactly which lenders to approach and we completed in weeks."
"Genuinely calm, professional advice. They saved us a real amount each month and the process was effortless."