Protect what matters most - explained clearly
Insurance and protection don't have to be complicated. We'll walk you through your options in plain English, with no pressure to take cover you don't need.
Protection and insurance we advise on
Life Insurance
Pays out a lump sum to your loved ones if you pass away during the policy term - often used to cover a mortgage or replace lost income.
Critical Illness Cover
Pays a tax-free lump sum if you're diagnosed with one of the serious illnesses listed on the policy, helping you focus on recovery rather than bills.
Income Protection
Replaces a portion of your salary if you can't work due to illness or injury, providing a regular income until you're back on your feet.
Family Income Benefit
Pays a regular monthly income (rather than a lump sum) to your family if you're no longer here - simple and easy for them to manage.
Home Insurance
Buildings and contents cover for your home, with policies matched to the value of your property and the things inside it.
Mortgage Protection
A combination of cover designed to ensure your mortgage can keep being paid if life takes an unexpected turn.
Talk to a protection adviser
No obligation - we'll talk through what you have, what you need, and what (if anything) makes sense to put in place.
What our protection customers say
"I'd put off looking at income protection for years. Silver Oak explained it in five minutes flat and helped me pick cover that actually fit my budget."
"Caring, patient and never pushy. We came away with cover we understood and a plan that protects our children if anything happens to us."
"When we took out our mortgage they made sure we weren't left exposed. The whole protection conversation felt genuinely about us, not a sales pitch."